Standard debit and credit cards are used by people all over the world. You can issue multiple cards at different banks, and the time spent on this will be less than 10 minutes for each.
For the convenience of users, all cards can be easily transferred to a virtual space, even loyalty ones.
You can pay for your order in an online store with any card, order food and even pay over the phone. By connecting your smartphone system to Google Pay or Apple Pay, you don’t even have to always have a physical plastic card.
But there are also prepaid cards – they can be both credit and debit. The system is based on the fact that you will have to pay a certain amount that you want to spend.
The main advantage of prepaid cards in apps or on websites is that you don’t even need to have a bank account. This card will not have access to it, so you can only spend a certain amount of money. We have decided to collect for you 7 Cash applications accepting prepaid cards (Android and iOS).
1- Cash application
Cash App is one of the most popular platforms for exchanging currencies or money. Their app makes it easy for you to send money, spend it, or even invest in any business or project.
In fact, you install a modern banking app on your smartphone, which can also work with prepaid cards. However, it should be noted that Cash App does not allow you to deposit your own account with a similar card – this will require a real debit or credit card from the bank.
Another advantage of Cash App over other apps is its speed. Your transfer or payment will arrive as soon as you press the “send” button. There is no waiting list or constant delays – the money is transferred instantly.
Also with Cash App you can receive various deposits earlier than with other banks. Thanks to the app, you can even order your own bank card, without going to a real office – just use your smartphone and fill in all the necessary information.
2- WorldRemit money transfer app: send money abroad
If you use money transfers often, the WorldRemit app might be of interest to you. Here you will not only be able to transfer money in various ways, but also track banking transactions, as well as select recipients from 150 countries around the world.
WorldRemit even includes countries like Kenya or Zimbabwe in its list, so their system literally works everywhere. Depending on your distance from the recipient, it can quickly recover the money sent.
In WorldRemit, you can also use bank deposits or replenish airtime. Payment reaches the recipient in just 15 minutes or less, and you always have up-to-date information on current exchange rates.
The removal of transfer fees is minimal – WorldRemit offers a much lower percentage than other popular banks. If you can’t find the country you need in the app list, you can always write to the developers. The team always reacts quickly to messages from users and listens to their wishes.
Do you need the money now? Do you want to share the cost with several people at the same time? In this case, in the Venmo app you will find everything you need. If you often dine with friends or share a budget with someone, then in the app you can share the cost immediately without a calculator or other actions.
The restaurant bill won’t seem so big anymore when Venmo immediately displays your contribution or the cost of your dinner – it’s all incredibly simple.
You can also easily set payment terms in the app or create payment notes. This will give you full control over the budget as you will always know where the money is being deducted from your card.
Venmo offers you its own card, which is accepted everywhere, where MasterCard is available for work. It should be noted that this feature only works in the United States. Venmo also works in many of the apps you use every day – Uber, Zola, and others.
PayPal is a huge financial system that makes your payments super safe. When you shop online or place orders, you can definitely see one of the payment methods that PayPal offers.
The system also has its own application which, in a user-friendly interface, allows you to make all payments. Send money to friends or relatives, view payment history, use currency for transfers – in the app you will find all the features.
With the help of your account, you will always be able to track all the transactions made with your money. If you only use wire transfers in one country, PayPal will not charge you a cent in commission.
If you do not yet have your own bank account, you can open it for free in the app, even for the recipient of your transfer. By the way, the system also guarantees complete security of your transactions and payments, excluding any possibility of fraud or loss of funds. So if you trust PayPal, you can still use them.
5- tmw – Wallet, Prepaid card, Recharge, Payment
You don’t need a bank account to get your own card. Tmw app will help you get prepaid card even in this case. Once you’ve received your card, you can immediately send money to your mobile account, any bank, and even pay your utility bills.
There is also a special QR code in some shopping malls, which will allow you to pay for services or goods using tmw. The most important thing is that you get everything in minutes!
For online purchases, the MasterCard card is essential. In the app you get it for several seconds and also have the option to get a physical card to work with ATMs etc.
In the event of card loss or fraud, you can always block it or temporarily suspend all card activity – tmw will immediately cancel transactions. For food and fast food lovers, there are also special advantages: in popular networks such as McDonald’s, KFC and others, you can get cash back and various personal discounts.
6- Swiss Bankers
Swiss Bankers is a special service which offers all its clients permanent access to their own funds. Here you can create and receive your own Swiss Bankers prepaid MasterCard and start using it immediately.
With the app, you can monitor your spending, withdraw money, and control all the money left in your account. After any transaction, you will receive an SMS, in order to avoid fraud and block the card in time.
Swiss Bankers notably takes care of international transfers to foreign banks. If you just want to send money abroad to another MasterCard, you will be pleasantly surprised by the low transaction fees.
You can also pay for online purchases, contactless payments and other debit details for your card in the Swiss Bankers settings. Everything is transparent, so you can always see what the money has been spent for.
7- FEVO Prepaid Mastercard®
Professional purchasing is an important part of working in a large corporation. If you have to constantly do business purchases for you, you can use FEVO for this purpose.
You can also recommend FEVO to your employees who are responsible for purchasing something for the company. The app and the prepaid cards it contains can be used for your entertainment or for personal purposes – it all depends on your lifestyle and the purpose of using the money.
FEVO is a convenient service specifically for businesses and corporate accounts. So in the app it will be easy to track the expenses and transactions made by your employee or by you.
For an extra level of security, you can set up SMS notifications or confirmation to prevent fraud or theft. Compared to credit cards, FEVO prepaid cards are safer and more convenient to use. In any place and in any country, you can use the application without difficulties.
If you don’t have a credit history, bank account, or real bank card, the prepaid card system is a great option for you. You will be able to use the p2p system without even going to a bank branch.
Apps designed to help you, in just a few minutes, will walk you through the card registration process and start using it right away. Online shopping, visiting stores and restaurants, and other services will be immediately available to you.
You have to agree that modern technologies have advanced so much that you can now perform all actions with your smartphone. We hope that our article has been useful for you because now you know exactly where to create a prepaid card.